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ESIC is the country's first multi-dimensional social security system for workers in the organized sector, introduced in 1952

ESIC covers a total beneficiary population of more than 355 lakhs today

ESIC has the countrys largest medical infrastructural facility under one umbrella

ESIC is the most affordable social security system with the lowest contribution rate for multiple health insurance benefits.

ESIC is the only health insurance scheme that offers full medical care to workers and their dependants without any ceiling on individual expenditure

ESIC offers a special package of full medical care to retired/disabled insured persons for self and spouse for a nominal contribution of Rs. 120/- per annum

ESIC offers a special package of full medical care to retired/disabled insured persons for self and spouse for a nominal contribution of Rs. 120/- per annum
ESIC ACT 1948

SCHEDULE III

COMMUTATION VALUES FOR PERMANENT DISABLEMENT BENEFIT
[Regulation 76B]

Age as on last birthday of insured person on the date on which the application for commutation is received in the appropriate office
Factor with which the daily rate of benefit is to be multiplied
Age as on last birthday of insured person on the date on which the application for commutation is received in the appropriate office
Factor with which the daily rate of benefit is to be multiplied
17 years and below 5690 49 years 4400
18 years 5670 50 years 4330
19 years 5660 50 years 4250
20 years 5640 52 years 4180
21 years 5620 53 years 4100
22 years 5600 54 years 4020
23 years 5580 55 years 3930
24 years 5560 56 years 3850
25 years 5540 57 years 3760
26 years 5510 58 years 3670
27 years 5480 59 years 3590
28 years 5460 60 years 3500
29 years 5420 61 years 3400
30 years 5390 62 years 3310
31 years 5360 63 years 3220
32 years 5320 64 years 3130
33 years 5280 65 years 3030
34 years 5240 66 years 2940
35 years 5200 67 years 2850
36 years 5160 68 years 2750
37 years 5110 69 years 2660
38 years 5070 70 years 2570
39 years 5020 71 years 2470
40 years 4970 72 years 2380
41 years 4910 73 years 2290
42 years 4860 74 years 2200
43 years 4800 75 years 2120
44 years 4740 76 years 2030
45 years 4670 77 years 1950
46 years 4610 78 years 1860
47 years 4540 79 years 1780
48 years 4470 80 years 1700
       
     

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