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ESIC is the country's first multi-dimensional social security system for workers in the organized sector, introduced in 1952

ESIC covers a total beneficiary population of more than 355 lakhs today

ESIC has the countrys largest medical infrastructural facility under one umbrella

ESIC is the most affordable social security system with the lowest contribution rate for multiple health insurance benefits.

ESIC is the only health insurance scheme that offers full medical care to workers and their dependants without any ceiling on individual expenditure

ESIC offers a special package of full medical care to retired/disabled insured persons for self and spouse for a nominal contribution of Rs. 120/- per annum

ESIC offers a special package of full medical care to retired/disabled insured persons for self and spouse for a nominal contribution of Rs. 120/- per annum

ESIC ACT 1948

SCHEDULE I

[* * *]

SCHEDULE II

[Section 2(15A) and (15B) ]

PART I

LIST OF INJURIES DEEMED TO RESULT IN PERMANENT TOTAL DISABLEMENT

Sl. No.

Description of injury

%age of loss of earning capacity

1.

Loss of both hands or amputation at higher sites

100
2.

Loss of a hand and a foot

100
3. Double amputation though leg or thigh, or amputation through leg or thigh on one side and loss of other foot. 100
4. Loss of sight to such an extent as to render the claimant unable to perform any work for which eyesight is essential. 100
5. Very severe facial disfigurement 100
6. Aboslute deafness 100

PART II

LIST OF INJURIES DEEMED TO RESULT IN PERMANENT PARTIAL DISABLEMENT
Amputation--Upper limbs (either arms)

Sl. No.

Description of injury

%age of loss of earning capacity

7.

Amputation through shoulder joint

90
8.

Amputation below shoulder with stump less than 20.32 cm. from tip of acromion

80
9. Amputation from 20.32. cm. from tip of acromion to less than 11.43.com below tip of olecranon. 70
10. Loss of a hand or of the thumb and four fingers of one hand or amputation from 11.43.cm. below tip of olecranon. 60
11. Loss of thumb 30
12. Loss of thumb and its metacarpal bone 40
13. Loss of four fingers of one hand 50
14. Loss of three fingers of one hand 30
15. Loss of two fingers of one hand 20
16. Loss of terminal phalanx of thumb 20
16A Guillotine amputation of the tip of the thumb without loss of bone 10

Amputation--Lower limbs

17.

Amputation of both feet resulting in end-bearing stumps

90
18.

Amputation through both feet proximal to the metatarsophalangeal jpint

80
19.

Loss of all toes of both feet through the metatarso-phalangeal

40
20. Loss of all toes of both feet proximal to the proximal interphalangeal joint 30
21. Loss of all toes of both feet distal to the proximal interphalangeal joint 20
22. Amputation at hip 90
23. Amputation below hip with stump not exceeding 12.70cm. in length measured from tip of great trochanter 80
24. Amputation below hip with stump exceeding 12.70cm. in length measured from tip of great trenchanter but not beyond middle thigh 70
25. Amputation below middle thigh to 8.89cm below knee 60
26. Amputation below knee with stump exceeding 8.89 cm. but not exceeding 12.70 cm. 50
27. Amputation below knee with stump exceeding 12.70 cm. 50
28. Amputation of one foot resulting in end-bearing 50
29. Amputation through one foot proximal to the metatarsophalangeal joint 50
30. Loss of all toes of one foot through metatarso-phalangeal joint 20
Other Injuries
31. Loss of one eye. withput complications, the other being normal 40
32. Loss of vision of one eye without complications or disfigurement of eye-ball, the other being normal 30
32A Partial loss of vision of one eye 10

LOSS OF

A--Fingers of right or left hand
Index finger

33. Whole 14
34. Two phalanges 11
35. One phalanx 9
36. Guillotine amputation of tip without loss of bone 5
Middle finger
37. Whole 12
38. Two phalanges 9
39. One phalanx 7
40. Guillotine amputation of tip without loss of bone 4
Ring or little finger
41. Whole 7
42. Two phalanges 6
43. One phalanx 5
44. Guillotine amputation of tip without loss of bone 2
B--Toes of right or left foot
Great toe
45. Through metatarso-phalangeal joint 14
46. Part, with some loss of bone 3
Any other toe
47. Through metatarso-phalangeal joint 3
48. Part, with some loss of bone 1
Two toes of one foot, excluding great toe
49. Through metatarso-phalangeal joint 5
50. Part, with some loss of bone 2
Three toes of one foot, excluding great toe
51. Through metatarso-phalangeal joint 6
52. Part, with some loss of bone 3.
Four toes of one foot, excluding great toe
53. Through metatarso-phalangeal joint 9
54. Part, with some loss of bone 3

*Substituted for "40","30" &"30" against sl. nos. 27,28 and 29 respectively by Act29 of 1989
Note: Complete and permanent loss of the use of any limb or member referred to in this Schedule shall be deemed to be the equivalent of the loss of that limb ot member.

 

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