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ESIC is the country's first multi-dimensional social security system for workers in the organized sector, introduced in 1952

ESIC covers a total beneficiary population of more than 355 lakhs today

ESIC has the countrys largest medical infrastructural facility under one umbrella

ESIC is the most affordable social security system with the lowest contribution rate for multiple health insurance benefits.

ESIC is the only health insurance scheme that offers full medical care to workers and their dependants without any ceiling on individual expenditure

ESIC offers a special package of full medical care to retired/disabled insured persons for self and spouse for a nominal contribution of Rs. 120/- per annum

ESIC offers a special package of full medical care to retired/disabled insured persons for self and spouse for a nominal contribution of Rs. 120/- per annum

 
       Other Benefits

A. Funeral Expenses

Funeral expenses on death of an I.P subject to a maximum of Rs. 5000 payable at the Branch Office.

 
B. Rehabilitation Allowance

Rehabilitation in case of disabled insured persons under 45 years of age with 40 percent or more disablement.

C. Free Supply

Free Supply of physical aids and appliances such as crutches, wheelchairs, dentures, spectacles and other such physical aids.

D. Preventive health care

Preventive health care services such as immunization, family welfare services, HIV/AIDS detection, treatment etc.

E. Confinement Expenses

Confinement Allowance @ Rs. 2500/- is paid to an insured woman or in respect of the wife of an insured person in case she does not avail medical facilities of the scheme for child delivery.

 
F. Rajiv Gandhi Shramik Kalyan Yojana

Unemployment Allowance named as Rajiv Gandhi Shramik Kalyan Yojana, is payable to those workers facing involuntary unemployment due to closure of factory/establishment; retrenchment or permanent invalidity arising out of non-employment injury. The daily rate of unemployment Allowance is at par with the standard sickness Benefit rate which is just above 50% of the daily wages. This allowance is payable for a maximum period of twelve months either in one spell or in different spells of not less than one month's duration.

 G. Old Age Medical Care
Old age Medical care for self and spouse at a nominal contribution of Rs. 120/- per annum.

 


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