Temporary Disablement benefit is paid in
cash till the incapacity due to
employment injury lasts at the rate of
70% of the wages. In case of permanent
physical disablement due to employment
injury or occupational disease,
disablement benefit is paid for life at
a rate proportionate to loss of earning
capacity as determined by the medical
board.
TEMPORARY DISABLEMENT
BENIFITS
TDB is payable to an employee who suffers
employment injury (EI) or Occupational
Disease and is certified to be temporarily
incapable to work. "Employment Injury" has
been defined under Section 2(8) of the Act,
as a personal injury to an employee caused
by accident or occupational disease arising
out of and in the course of his employment,
being in insurable employment, whether the
accident occurs or the occupational disease
is contracted within or outside the
territorial limits of India.
CERTIFICATES REQUIRED FOR TDB :
CONTRIBUTORY-CONDITIONS
Accident
Report in form 16, Form 8,9,10, 11 and ESIC
Med.13.
ELIGIBILITY FOR TDB :
The benefit is not subject to any
contributory conditions. An IP is eligible
from the day he joins the insurable
employment.
TDB Rate is 40% over and above the normal
sickness benefit rate. This works out to
nearly 85% of the average daily wages.
DURATION OF TDB :
There is no prescribed limit for the
duration of TDB. This is payable as long as
temporary disablement lasts and significant
improvement by treatment is possible. If a
Temporary Disablement spell lasts for less
than 3 days (excluding day of accident), IP
will be paid sickness benefit, if otherwise
eligible. A special point for IMOs/IMPs is
that some IPs may resist taking a Final
Certificate especially before 3 days for
fear of loss of TDB.
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